One App Endless Possibilities Save Invest and Transact with Kotak811 Mobile Banking App- The Week

The Kotak811 Mobile Banking App has always been about making banking simpler. With its expanded features and a refreshed experience, it offers even more flexibility for users to save, invest, and transact—all in one place. Whether it’s setting up a savings account in minutes, investing in mutual funds, or making quick UPI payments, the app ensures a smooth and secure banking experience, anytime, anywhere.

A Smarter Way to Save

Opening a savings account shouldn’t be complicated. With Kotak811’s zero-balance savings account, users can get started in just 3 minutes, with no need for paperwork or branch visits. Just complete a quick digital verification, and the account is ready to use.

For those looking to earn interest on their savings, there’s the ActivMoney auto sweep facility, offering up to 7%* p.a. in returns while keeping funds accessible. A virtual debit card comes included, making online transactions simple and secure.

Investing, Now More Accessible

Kotak811 makes investing easy, even for those just getting started. Users can explore a range of mutual funds tailored to different investment goals and invest in SIPs accordingly, or opt for fixed and recurring deposits for stable returns. The process is completely digital, with an easy-to-use interface that allows users to track investments, manage deposits, and adjust their portfolios—all within the app.

Fast, Secure, and Hassle-Free Transactions

Everyday payments and transfers are made more seamless than ever:

• Instant UPI, IMPS, and NEFT transfers for quick money movement.

• One-tap bill payments for utilities, broadband, OTT subscriptions, and more.

• QR code scan and pay for cashless transactions at stores and online platforms.

• Automated payment setups, so users never have to worry about due dates.

Security remains a priority, with features like biometric login, encryption, and fraud detection ensuring safe transactions at all times.

Banking Without Boundaries

With its enhanced digital capabilities, the Kotak811 Mobile Banking App offers users:

• 24/7 access to their accounts, without limitations.

• A streamlined dashboard for managing finances in real time.

• The ability to set up standing instructions and automate recurring payments.

• New loan option, available directly through the app.

With continuous improvements, Kotak811 is making digital banking smoother, faster, and more intuitive, giving users complete control over their money.

Download the Kotak811 Mobile Banking App today and experience banking that works for you.

About Kotak 811

When 8th November 2016 changed the way India transacted forever, Kotak811 was conceptualized to simplify banking and make it fully accessible online. Kotak811 was launched on 29th March 2017. As one of India’s first full service, truly digital bank, it offers customers a simple and convenient way to open a savings account and transact digitally using 180+ features on its Kotak811 Mobile Banking app, from home or on the move.

On 29th March 2022, Kotak811 presented itself as a bank within a bank, adopting a fresh and new brand identity with ‘digital at its core. As a brand ethos, Kotak811 continuously inquires into India’s banking challenges, innovates to bridge these gaps, and inspires Indians to adopt a way of banking that lets them take full control.

Kotak811 has customers from 1,000+ Cities & Towns covering over 10,000 pin codes, across the country. Every 5 seconds, a new Account is opened digitally. Interestingly, more than 50% of 811 Accounts are opened outside banking hours.

For more information, please visit the digital bank’s website.

This Article is for information purpose only

Disclaimer: ActivMoney (Auto Sweep) is a facility of automatically sweeping out funds above a pre-specified threshold from your Current/Savings Account to a Term Deposit (TD) Account for 180 days. In case of insufficient balance/Sweep in threshold in Savings Account, the TD will be broken prematurely and the required amount will be transferred to Savings Account.

Default Sweep Out and Sweep In for limit for an account variant are the minimum thresholds and one will not be able to opt for limits lower than these. Auto-Sweep out of funds above a pre-specified threshold from Savings to Fixed Deposit will be for 180 days and in multiples of Rs.5,000/- The nomination registered for Saving Account will apply for FDs created through ActivMoney. If customer opts for ActivMoney in an account, standalone Fixed Deposits cannot be linked to that account. Terms and Conditions guiding the fixed deposit will be applicable to fixed deposits booked under ActivMoney.

Bank may at its absolute discretion discontinue/suspend any of the services completely or partially with or without any notice to me.

*T&C Apply

(Disclaimer: The above press release comes to you under an arrangement with NRDPL and PTI takes no editorial responsibility for the same.). PTI PWR
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